Why You Should Come to Dick Hannah Dick Says Yes First - Dick Says Yes | Used Cars Portland

Why You Should Come to Dick Hannah Dick Says Yes First

September 4, 2025

Buying a car is a big deal — especially if you’ve faced credit challenges, are just starting to build credit, or have been turned down in the past due to bad credit. For many people, the process can feel overwhelming, uncertain, or even intimidating. That’s why where you start matters more than you might think.

At Dick Hannah Dick Says Yes, we’ve built a reputation on saying “yes”—not just to bad credit car loans, but to people. We say yes to second chances, to brighter futures, and to doing things differently than most special finance dealerships. We’ve been doing it longer than anyone else in our area. We’ve seen the industry change, and we’ve seen other stores come and go. But we’ve remained a trusted name because we focus on real solutions, real support, and long-term success—not just fast approvals.

What Sets Us Apart?

We’re Backed by a Legacy of Trust

We’re proud to be part of Dick Hannah Dealerships—a locally owned and operated business that’s been serving the Pacific Northwest for over 75 years. What began as a department within a traditional dealership quickly grew into its own store due to demand—and we’ve been committed to helping bad credit buyers ever since.

We Specialize in Second Chances—And Fresh Starts

Whether you’ve experienced a divorce, repossession, job loss, or are buying for the first time, we take the time to understand your situation and match you with a loan that fits—not one that sets you up to fail. We don’t believe in pressure. We believe in possibility.

Auto Credit Experts You Can Trust

Our team isn’t just trained—we’re seasoned. We know how to navigate the special finance process with experience, transparency, and real advocacy. You’re never just an application here.

Better Financing Options, Built on Real Relationships

Thanks to long-standing partnerships with both local and national lenders, including credit unions. We can  often even secure financing other special financing lots cannot.

Avoid Getting Stuck in a Loan You Can’t Trade Out Of

Because we offer newer, lower-mileage, high-quality vehicles, we’re often able to secure better approvals. Lenders see these vehicles as lower risk, which can mean lower interest rates, longer terms, and more manageable payments. In contrast, high-mileage vehicles—common at many special finance lots—typically come with higher rates and shorter terms, increasing the risk of negative equity, where you owe more than the car is worth. At Dick Says Yes, we help customers avoid that. Most are able to trade out in just 1 to 3 years, instead of being stuck for the life of the loan.

Start Online, Finish Strong In-Store

Our online pre-approval is a great first step—it gives us a chance to determine whether you’re a good candidate for financing. But the strongest approvals happen in person. When we meet face-to-face, we can gather the details lenders look for, advocate on your behalf, and often secure better results than online-only dealerships can offer.

Rooted in the Community

We don’t just do business here—we live here. From local charities and school partnerships to neighborhood events, our team is proud to support the same community that supports us. When you walk through our doors, you’re not just a customer—you’re a neighbor.

You’ll Leave With More Than Just a Car

We’re not just focused on the sale—we help you build a better future. From credit advice to loan education, we offer real resources to help you succeed. We want you to leave confident, informed, and excited for what’s next.

Access to the Full Dick Hannah Inventory

As part of the Dick Hannah family, we can pull from the entire pre-owned inventory across all locations. That means more selection, clean-title vehicles, and a higher standard of quality—without limiting you to what’s sitting on our lot.

Start Here — Start Right

You have options. But not all options are equal. When it comes to something as important as your next vehicle—and your financial well-being—you deserve to start with people who understand, who care, and who have the experience to do things the right way.

We’re not here to judge. We’re here to help. And we’re ready when you are. Start your pre-approval online at DickSaysYes.com.

Or Visit Us in Person Dick Hannah Dick Says Yes in Vancouver or Gladstone

1200 NE 95th St Vancouver, Washington 98665 – Hours

19775 McLoughlin Blvd Gladstone, Oregon 97027 – Hours

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