Your Auto Credit Experts - Our Process
Bad Credit Car Loans for the Portland Metro Area and Southwest Washington
Why Dick Says Yes
At Dick Says Yes, we specialize in assisting customers with credit challenges. We believe that you are more than your credit score. When you work with us you are family. Unlike many other dealerships, we were specifically established with a primary focus on handling and supporting credit-challenged files. Our expertise lies in understanding and navigating the complexities of various credit situations, making us uniquely equipped to assist customers who might have faced difficulties obtaining financing elsewhere. We believe that everyone deserves a chance to own a reliable vehicle, regardless of their credit history, and we're dedicated to making that a reality for our customers
We Help You Get a Car Loan – No Matter Your Credit History
At Dick Says Yes, we believe that everyone deserves a chance to own a reliable vehicle, regardless of their credit history. Our dedicated team specializes in finding car loan solutions for a variety of life circumstances. We’re committed to making the process easy, quick, and stress-free.
Easy, Quick & Free
Our process is designed to be as straightforward and hassle-free as possible:
- Fast Approval: Get approved in as little as 24 hours. Our efficient process ensures you won’t have to wait long to find out where you stand.
- Private: We understand credit is a touchy subject and we never share your information outside of our lenders.
- No Obligations: Just because you’re checking your options doesn’t mean you’re obligated to proceed. We provide you with the information you need to make and informed decision.
At Dick Says Yes, we’re more than just a car dealership; we’re your partner in navigating the path to car ownership, regardless of your credit history. Let us help you get back on the road with confidence and ease.
Our Process
Our Inventory
At Dick Says Yes, we have inventory from our 14 Dick Hannah locations as well as new Nissan vehicles at our Dick Says Yes, Oregon location. Typically, our lender’s will want to see you in something newer, with lower mileage because statistically, those vehicles are more reliable during the term of the loan. Our pricing is always competitive, and we offer inventory at all price points. At any given time, customers can choose from over 600 used vehicles, including trucks, SUVs, sedans, coupes, and luxury vehicles. This vast selection ensures that we can meet a wide range of preferences and requirements, making it easier for you to find the perfect car that fits your lifestyle and budget.


